Long-term care

Long-term care includes a range of services that support individuals who can no longer manage daily tasks on their own due to age, illness, or disability. For many, the need arises unexpectedly— bringing emotional and financial stress along with it.

Planning ahead allows you and your family to explore options, prepare financially, and avoid rushed decisions during a crisis.

At Hoosier Senior Solutions, we guide you through your long-term care choices, from understanding available services to identifying state and federal programs or insurance options that may help cover the cost.

Long-term care insurance, nursing home facilities and assisted living services for Indiana seniors.

What is Long-Term Care Insurance?

In Indiana, long-term care insurance is a specialized policy designed to help cover the costs associated with extended care services, such as nursing home stays, assisted living, or in-home care. These services are often not covered by traditional health insurance or Medicare.

Indiana Medicaid (State & Federal)

Indiana Medicaid is the primary public program that helps pay for long-term care services, including nursing home care and home-based services.

Institutional/Nursing Home Medicaid: Covers care in Medicaid-certified nursing facilities.

Home and Community-Based Services Waivers: Allow eligible individuals to receive care at home or in the community rather than in a nursing facility.